Government Shut Down

In todays headlines: another government shut down

If you’re currently buying a home (or planning to) through a government-backed loan program, you may be wondering how this could affect you.

Bottom line: Real estate doesn’t stop — but there may be some extra hurdles and delays.

• FHA & VA loans → May experience slower processing due to reduced staffing.

• USDA loans → Typically pause completely during a shutdown.

• Flood Insurance (NFIP) → No new policies or renewals can be issued until the government reopens.

• Appraisals & timelines → Expect possible slowdowns if agency verifications are delayed.

If you’re worried about how this might impact your closing or loan approval, reach out to your real estate agent or loan officer. If you’re not currently working with someone, you’re always welcome to connect with us.

We’ll continue to monitor things closely. While shutdowns can create temporary headaches, most issues can be solved with planning and communication.

Have a great Thursday, everyone!